From Kiplinger's Personal Finance magazine, May 2008http://community.newretirement.com/blogs/newretirement_news/archive/2008/04/08/10875.aspxKiplinger, April 8th, 2008 When you shop for a reverse mortgage, lenders must give you the total annual loan cost (TALC), the equivalent of an annual percentage rate. But this doesn't reflect how your pattern of withdrawals will affect your totalen-USCommunityServer 2.0 (Build: 60120.2339)