Debt and Debt Management
The Wall Street Journal - July 27, 2008
The complexity of preparing financially for retirement can make anyone nervous -- but a new survey finds women are more worried than men about the challenges ahead, particularly inflation, health-care costs and
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SFGate, June 16, 2008Ruth Britton enjoys her part-time work as a
college instructor. But, at 69, there are plenty of other things the
Greenbrae resident would like to do - volunteer, write, take classes,
travel.
The problem is, with the cost of living
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The New York Times, June 10, 2008 The people who created this country built a moral structure around
money. The Puritan legacy inhibited luxury and self-indulgence.
Benjamin Franklin spread a practical gospel that emphasized hard work,
temperance and
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CNNMoney, June 5th, 2008Americans' net worth falls for the second
straight quarter as home and stock prices decline, but it may not hurt
consumer spending, experts say.Americans saw their net worth decline by $1.7 trillion in the first
quarter - the
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Sacbee, June 4th, 2008Pressured by a faltering economy and often burdened by loans they
took out during the housing boom, more Sacramento-area homeowners are
looking to reverse mortgages for an escape route. But many are finding
the road blocked by
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Tennessean, June 3rd, 2008After a long binge of borrowing, U.S. consumers face a credit crunch
and a sagging economy. To sustain their living standards, many
Americans are doing what comes naturally: scrambling to raise more cash.As
consumers max out
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The New York Times, June 1st, 2008WHEN Brandt and Tiffany Schneider put their brick colonial on the
market for $1.2 million last April, they had every reason to be
optimistic. The home, three years old and in a suburban neighborhood
here, features
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US News & World Report, May 27th, 2008As gas and grocery prices rise, some cash-strapped older workers are
rethinking plans to retire. Some 27 percent of older workers say they
are putting off retirement because of the recent economic slowdown,
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CNN Money, May 21st, 2008The loans can help you tap the equity in your house. Just don't get tripped up by greedy salespeople.Last year, borrowers took out more than 132,000 reverse mortgages -
50% more than the year before and almost 10 times as many
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NYTimes, May 17th, 2008The stark truth about managing our money these days is that we are mostly on our own.
Few employers want us around for 40 years, so our income is likely
to have ups and downs and disappear altogether for brief periods
between
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CNN Money, May 13th, 2008Some 27% of American workers aged 45 and older are putting their retirement on hold, according to AARP survey.The economic downturn is hitting middle-aged and older American
workers hard, forcing more than one in four to postpone
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MSNBC, May 13th, 2008AARP survey shows 40 percent are helping children with bills The economic downturn is hitting roughly one
in 10 middle-aged and older Americans especially hard, compelling them
to borrow money for everyday living expenses and to
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The Wall Street Journal, April 1, 2008Nest Eggs Shrink, Deferring Dreams; 'Freaked Out' EliteAs the falling real-estate and stock markets erode their savings, many
aging Americans are delaying retirement, electing labor over leisure in
uncertain times.A
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The New York Times, March 16th, 2008WHAT are the consequences of a world in which regulators rescue even
the financial institutions whose recklessness and greed helped create
the titanic credit mess we are in? Will the consequences be an even
weaker
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The Wall Street Journal, February 28th, 2008
Financially stretched workers are increasingly breaking into their retirement accounts to get cash.
Over the past couple of decades, the 401(k) account and its brethren
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