Bonds and Investments
The New York Times, October 16th, 2009If you think you’ve had a hard time reckoning with your own finances in
the last 18 months, try putting yourself in the shoes of the financial planners who’ve been answering to scores of unhappy clients. The planners,
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The Wall Street Journal, October 25th, 2009A measure that allows older adults to skip required withdrawals in
2009 from tax-deferred retirement accounts hasn't always worked as
smoothly as Congress intended.
Now, a new tax ruling can help people clear
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The New York Times, October 14th, 2009MANY retirees are in a cash crunch — with a lower income stream from their investment portfolios, personal expenses that are higher than expected, or both. While
most assets can be used to generate liquidity,
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Boston Globe, September 23rd, 2009It has been a year since the music died on Wall Street.What have people done to protect their life savings from events such as the collapse of Lehman Brothers Holdings and the ensuing financial pandemic? Next to nothing.Market
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CNN Money, September 21st, 2009 Once you have your Social Security strategy
down, there's just one little retirement question left to consider: How
can you make the money that you've so diligently saved provide the life
you want for as long as you
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CNN Money, September 16th, 2009The stock market keeps taking a hammer to the conventional wisdom about retirement investing. Conventional wisdom, circa autumn 2007 (Dow 14,000): You could be retired for 30 years or more. You need lots of stocks so that
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The New York Times, August 28th, 2009When you retire, you’ll probably want to visit your grandchildren more
than once each year. Perhaps you’ll aim to give money each month to
charity or your religious congregation.The amount you have saved will clearly
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Forbes, August 26th, 2009Many variable annuity skeptics are taking a second look at these
complex insurance-investment hybrids that hold your money in a mutual
fund look-alike, have a life insurance death benefit and offer
income-for-life guarantees.
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USA Today, August 25th, 2009Quick question: How much are 401(k) fees removing from your retirement nest egg each year?
If you are either unaware of such fees or don't
know their amounts, don't worry: Nearly 83% of Americans don't know,
either, according
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CNN Money, July 28th, 2009Question: I expect to have about $50,000 in pension and
Social Security benefits when I retire. Do I need to buy an annuity or
should I just keep investing in stock and growth and income funds? --Michael, Columbus, GeorgiaAnswer:
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The New York Times, July 17th, 2009You’ll be hearing a lot in the next six months about Roth Individual
Retirement Accounts — but not as much as you should about a long-term
threat that hangs over them.Starting Jan. 1, you’ll be able to take a regular
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The Wall Street Journal, July 13th, 2009As of June 30, U.S. stocks have underperformed long-term Treasury bonds for the past five, 10, 15, 20 and 25 years.
Still, brokers and financial planners keep reminding us, there's
almost never been a 30-year
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Insurance News Net, June 30th, 2009Early this
year the woman overseeing the 401(k) plan for a rural Oregon company
gathered her 25 colleagues together to hold an election. At stake:
whether to continue paying AIG an annual 1.25% of assets to manage
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CNN, June 30th, 2009With the uncertainty of the market these days, a lot of investors
are running for cover with their retirement funds. No wonder sales of
fixed annuities surged 74% for the first three months of 2009,
according to research association
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Boston Globe, June 24th, 2009I have enough. I hope you find you do, too, when you consider what’s really important in your life.I’ve pondered the question of how
much is enough after receiving a perceptive e-mail from a reader and
review copies of two
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