Retirement Plans
Annapolis Capital, November 15th, 2009Q: I am new to Medicare. I have my Medicare Part A and
Part B. I elected a Medigap plan to complement my Medicare A and B.
However, I am not on any medicines and so do not see the advantage for
enrolling in Medicare
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Social Science Research Network, November 15th, 2009Many
consumers make poor financial choices and older adults are particularly
vulnerable to such errors. About half of the population between ages 80
and 89 either has dementia or a medical diagnosis
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US News & World Report, November 4th, 2009Almost half of laid-off workers succumbed to the temptation of spending their retirement
stash last year. Some 46 percent of retirement savers who left their
job in 2008 cashed out their 401(k), according
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CNN Money, November 3rd, 2009Question: My husband and I are in our late '50s and haven't
put anything away for retirement, although we do own our home. We
figure we'll work another 10 years or so before retiring. Do you have
any helpful suggestions
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The New York Times, October 16th, 2009MANY retirees are in a cash crunch — with a lower income stream from their investment portfolios, personal expenses that are higher than expected, or both. While
most assets can be used to generate liquidity,
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The New York Times, October 16th, 2009If you think you’ve had a hard time reckoning with your own finances in
the last 18 months, try putting yourself in the shoes of the financial planners who’ve been answering to scores of unhappy clients. The planners,
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The New York Times, October 14th, 2009PEOPLE over 65 should buy a Medigap policy, consumer advocates say, but picking
a Medigap plan can be difficult, and at least one important health care
bill heading for a vote in the Senate could make it even harder.The
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Detroit Free Press, November 1st, 2009QUESTION: What kinds of changes are we seeing in Medicare this fall in Michigan?ANSWER:
There are two primary changes. The first is there are fewer plans being
offered and secondly the prices of the plans being
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Marketwatch, October 30th, 2009The rule of thumb is that you'll need to replace 70%
of your pre-retirement income on average once you retire, but evidence
continues to mount that this assumption by many professionals and
retirement savers is way off
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Retirement Income Journal, October 29th, 2009The
“mystery shopper” is one of the oldest and most effective research
tools. You can learn a lot simply by having someone pose as a naïve
consumer and catch a seller off-guard.
Journalists use this trick.
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Sacremento Bee, October 28th, 2009
Our three new "Ask the Experts" writers have been busily answering financial questions this month from online readers.Here's a sample of their advice on personal finance, wills/estates and investing.To
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Los Angeles Times, October 27th, 2009Senior citizens should be on their guard against possible fraud when
open enrollment for two popular healthcare programs begins Nov. 15.
California Insurance Commissioner Steve Poizner warns that some
sales agents
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The Wall Street Journal, October 25th, 2009A measure that allows older adults to skip required withdrawals in
2009 from tax-deferred retirement accounts hasn't always worked as
smoothly as Congress intended.
Now, a new tax ruling can help people clear
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The Wall Street Journal, October 21st, 2009A year ago, Pedro Garcia and his terminally ill wife, Julia, were
about to be evicted from their home of nearly 40 years after their
mortgage lender foreclosed on the loan.
Today, Mr. Garcia is living in
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The New York Times, October 14th, 2009MICHAEL SURRETT’S investment portfolio hasn’t fully recovered from the market crash, but that didn’t stop him from retiring three weeks ago.“We are no different than anyone else in this economy,” said Mr.
Surrett,
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