Annuities
The Wall Street Journal, March 3rd, 2010In the wake of the worst stock market performance in decades, there's
a drive under way to include a new type of product in 401k plans: an
annuity-style investment that gives retirees guaranteed income
for
Read More
Investment News, February 23rd, 2010In an attempt to pull further away from the transactional nature of
annuity sales, brokerage executives are using tools to help their
advisers fit product sales into a planning context.“It’s a process — retirement
Read More
The Wall Street Journal, August 17th, 2007Strategies outlined in a new study could sharply lengthen the amount of time a nest egg survives in retirement.The
study, soon to be released by the University of Pennsylvania's Wharton
Financial Institutions
Read More
Dallas Morning News, February 4th, 2010My wife and
I are retired, in our 70s and live comfortably on Social Security,
dividends and some CD interest. We have recently received an offer
through AARP to invest in a fixed immediate annuity with a cash
Read More
The New York Times, February 4th, 2009Re “Annuities Get Obama Fist Bump” (Your Money column, Jan. 30):
The Obama administration is rightly promoting annuities as part of its
strategy to give Americans a better shot at a more secure retirement.
But
Read More
The New York Times, January 27th, 2009Annuities are a basic staple of modern portfolios, the financial equivalent of a backstop to guarantee a minimum of income in retirement.
They work like an old-time corporate pension plan, paying out a regular
amount
Read More
The New York Times, January 29th, 2009Annuities: The official retirement vehicle of the Obama administration.As slogans go, it’s hardly “Keep Hope Alive,” or even “Change We Can Believe In.”But there were annuities, in a report
from the administration’s
Read More
Yahoo Finance - January 12, 2010
Today DALBAR released the 2009 winners of its annual Service Awards. For twenty
years, DALBAR has conducted rigorous testing of service delivery and, each year,
identified those mutual fund, broker/dealer, annuity,
Read More
Financial Planning - January 11, 2010At a time when many variable annuity providers have been simplifying and
streamlining their products, Axa Equitable Life Insurance Co., in New York, is
heading in the other direction. The company’s new Retirement
Read More
American Chronicle, November 19th, 2009In the third part of a four-part series surveying the retirement
market, Annie Shaw reports on investing in a low-interest-rate
environment and the attraction of drawdown and variable annuity
guaranteed income
Read More
Business Week, November 8th, 2009Markets may have rebounded in 2009, but individual investors are still edgy and shell-shocked. Even
as the broad Standard & Poor's 500-stock index remained up 56%
since March, the U.S. unemployment rate crept above
Read More
Retirement Income Journal, October 29th, 2009The
“mystery shopper” is one of the oldest and most effective research
tools. You can learn a lot simply by having someone pose as a naïve
consumer and catch a seller off-guard.
Journalists use this trick.
Read More
Main Street, October 15th, 2009Supporters of annuity plans, who often bill them as "personal
pensions," are touting their recession era durability and pushing for
federal tax breaks they say will advance their adoption.
The economic downturn seems
Read More
Marketwatch, September 17th, 2009Back in the good old days, before the crisis of 2008-09, many experts
suggested that all you needed to do was withdraw 4% per year, adjusted
for inflation, from your nest egg. That strategy, experts said, was a
near
Read More
Forbes, August 26th, 2009Many variable annuity skeptics are taking a second look at these
complex insurance-investment hybrids that hold your money in a mutual
fund look-alike, have a life insurance death benefit and offer
income-for-life guarantees.
Read More