NewRetirement Retirement News Digest : January 2010 - Posts
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NewRetirement Retirement News Digest

Browse the news below to learn about important developments shaping retirement.

January 2010 - Posts

Obama to push automatic Individual Retirement Accounts in State of the Union address
Risk.net, January 26th, 2009President Obama will announce measures to introduce automatic individual retirement accounts (IRAs) in the annual State of the Union address on Wednesday, according to David John, principal to the Retirement Security Project Read More
Exercise: In Women, Training for a Sharper Mind
The New York Times, January 25th, 2009Older women who did an hour or two of strength training exercises each week had improved cognitive function a year later, scoring higher on tests of the brain processes responsible for planning and executing tasks, Read More
Irrevocable Trusts and the Reverse Mortgage Opportunity
Reverse Mortgage Daily, January 6th, 2010Irrevocable trusts can now be used for reverse mortgages, according to Paul N. Lovegrove Esq., President of Attorney Trust Review.  While traditionally reverse mortgages have not been permissible if the Read More
How much is enough to retire on varies widely
San Jose Mercury News, January 19th, 2009Q: Is there a way to calculate how much money I will need to sustain myself in retirement? My net worth is just above $2 million now, half in liquid assets and half in real estate. I will be 60 next month, but, Read More
Generation Mortgage Refutes Top 10 Reverse Mortgage Myths
PR Newswire - January 19, 2010 Recent headlines pointing to the detriments of reverse mortgages aren't getting the story straight.  One of the nation's leading reverse mortgage lenders, Generation Mortgage Company™, wants to separate fact from Read More
HUD Announces Changes to Help Borrowers Purchase Foreclosed Properties
Reverse Mortgage Daily - January 19, 2010 The US Department of Housing and Urban Development announced it was expanding a temporary policy to help borrowers access to FHA mortgage insurance and allow for the quick resale of foreclosed properties.  Read More
$8 million in assets - and can't get a mortgage
CNN - January 20, 2010 The wealthy have money problems, too -- yeah they do. Even refinancing a mortgage for their fancy digs or getting a new loan can be near impossible these days thanks to skittish lenders. And the higher the loan value, the Read More
Could Your Cell Phone Help Shield You From Alzheimer's?
Yahoo News, January 7th, 2009Cell phone addicts of the world, listen up: Electromagnetic waves emanating from these ubiquitous gadgets may prevent or even reverse Alzheimer's disease, researchers say. Normal mice who had long-term Read More
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How Retirees Saved the Banks
The New York Times, January 17th, 2009If you’re a retiree who relies on interest income, you know that the tap is running dry. In fact, many investors in certificates of deposits, savings accounts and money market accounts are losing money once taxes Read More
A pension scandal - CalPERS
SF Gate  - January 17, 2010The public is getting a disheartening look at a once-mighty Sacramento success story. California's public-employee pension fund - the nation's biggest and most progressive - has lost billions in investment money, Read More
Allstate CEO sees flat economy, challenges ahead
KansasCity.com - January 17, 2010When Thomas Wilson, chairman and CEO of Allstate Insurance Co., scans the economic horizon, he sees a landscape that requires adaptation: Real estate remains in the dumps, car sales are sluggish, the unemployment rate Read More
Couple's big age difference affects retirement planning
Los Angeles Times - January 17, 2010Dear Liz: My husband is quite a bit older than I (about 18 years). When we married, we agreed that we should put all our savings into joint funds and into his retirement accounts. Our thought was that since I'm Read More
'Phased retirement' is a growing trend that may not work for everyone
NJ.com, January 13th, 2009David Spence, 68, of Dallas, was the national sales manager for a company that manufactures awards for the golf industry. He had planned to cut back his hours as he neared retirement, but the sour economy interfered. "The Read More
3 ways to shed credit card debt in old age
Bankrate.com, January 13th, 2009Dear Debt Adviser, My parents are 88 years old and 86 years old. They are physically and mentally fragile, but still living in their home with the assistance of home aides provided by Medicare. My mother had a credit Read More
Merrill Lynch Affluent Insights Quarterly Survey Finds New Retirement Sensibilities and Priorities Emerging Among Affluent Americans
Bank of America, January 14th, 2009Bank of America today announced findings from the latest Merrill Lynch Affluent Insights Quarterly, a survey of the values, financial priorities and concerns of affluent Americans and the challenges and opportunities Read More
DALBAR Announces Its 2009 Service Award Winners in Financial Services
Yahoo Finance - January 12, 2010 Today DALBAR released the 2009 winners of its annual Service Awards. For twenty years, DALBAR has conducted rigorous testing of service delivery and, each year, identified those mutual fund, broker/dealer, annuity, Read More
New Kid In Town: Axa’s Hybrid Variable Annuity
Financial Planning - January 11, 2010At a time when many variable annuity providers have been simplifying and streamlining their products, Axa Equitable Life Insurance Co., in New York, is heading in the other direction. The company’s new Retirement Read More
Facing End-of-Life Talks, Doctors Choose to Wait
The New York Times - January 11, 2010It’s a conversation that most people dread, doctors and patients alike. The cancer is terminal, time is short, and tough decisions loom — about accepting treatment or rejecting it, and choosing where and how to die. Read More
Seeing Old Age as a Never-Ending Adventure
The New York Times, January 8th, 2009Ilse Telesmanich, 90, sprained her ankle hiking in South Africa last August. She tried to keep going on the three-week trip, she said, hobbled as she was.“I got very good at hopping on one foot the last time I sprained Read More
2009-10 retirement plan contribution limits
Yahoo Finance - January 5, 2010If you have several different retirement accounts, such as a 401(k) at work and individual plans on your own, keeping up with the Internal Revenue Service rules on each is a challenge, especially if you are 50 or older and Read More
From the right source, reverse mortgages can save seniors' finances
Belleville News Democrat - January 11, 2010 It's foolish at a certain age to make New Year's resolutions. We've been there and done that, which is how we got to be our age. Besides, you don't need a resolution to be good to yourself in this new year, Read More
8 Tips for Choosing Retirement Gifts
US News & World Report - January 11, 2010As the oldest baby boomers enter their mid-60s this year, there will be plenty of retirement celebrations. Although you may not have much extra pocket change, it's still important to let coworkers know how Read More
Why Seniors Really Should Fear Swine Flu
Newsweek - January 8, 2010In the federal government's explanations of swine flu, through its Web site and public-service announcements, one message has come through loud and clear: seniors can rest easy. Children face a much greater risk from this disease, Read More
Seeing Old Age as a Never-Ending Adventure
The New York Times - January 7, 2010OCALA, Fla. — Ilse Telesmanich, 90, sprained her ankle hiking in South Africa last August. She tried to keep going on the three-week trip, she said, hobbled as she was.“I got very good at hopping on one foot the last Read More
Coming down with gold fever - 5 myths about buying gold
CNN - January 7, 2010At Harrod's department store in London, you can pick up a South African Krugerrand or a 27-pound gold bar along with a sweater and bed linens. Gold is sold like candy out of train station vending machines in Germany. Indian households Read More
Retirement planning for the laid off
CNN - January 8, 2010 Question: I'm 57 and I think there's a good chance I'll be laid off this year. If that happens, I'll have to move my 401(k) balance to an IRA. On the recommendation of a finance professional, many of my former co-workers have Read More
Overlooking the Frail Years
The New York Times - January 1, 2010“I have something I want to talk to you about,” Jonelle Patrick’s father said partway through a visit to her home in San Francisco. He put a box on the kitchen table.Ms. Patrick wasn’t completely startled when he took Read More
Old Age, New Gizmos
The New York Times - January 6, 2010When the vast Consumer Electronics Show, underway this week in Las Vegas, adds an exhibition called Silvers Summit, devoted to new products for the aging and their caregivers, brace yourselves. American tech companies, Read More
 
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